Terms of Use

Last updated: May 26, 2026

Acceptance of Terms

By accessing and using the Smane Traik website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Use of Services

Our educational programs and website content are provided for lawful purposes only. You agree to use our services in compliance with all applicable laws and regulations.

Prohibited Activities

You may not:

• Use our services for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our website
• Harass, abuse, or harm other users
• Reproduce or distribute our content without permission
• Impersonate any person or entity

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Smane Traik or its content suppliers and is protected by international copyright laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes. This license does not include:

• Resale or commercial use of our content
• Derivative works based on our content
• Downloading or copying account information
• Use of data mining or similar tools

Program Enrollment

Enrollment Process

Enrollment in our programs is subject to availability and approval. Submitting an enrollment request does not guarantee acceptance into a program.

Payment Terms

Program fees must be paid according to the payment schedule provided upon enrollment. Late payments may result in suspension from the program.

Refund Policy

Refunds are available under the following conditions:

• Full refund if you withdraw within 7 days of enrollment and before program start
• Partial refund (50%) if you withdraw within the first two weeks of program start
• No refund after two weeks of program commencement

User Accounts

If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Content Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of our website content or program materials.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites. Accessing third-party links is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Smane Traik shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

Indemnification

You agree to indemnify and hold harmless Smane Traik and its affiliates from any claims, damages, losses, or expenses arising from your violation of these Terms of Use or your use of our services.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes constitutes acceptance of the modified terms.

Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, with or without notice.

Governing Law

These Terms of Use are governed by the laws of Singapore. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and other legal notices published on this website, constitute the entire agreement between you and Smane Traik.

Contact Information

For questions about these Terms of Use, contact us at:

Email: [email protected]
Address: 168 Robinson Road, #12-01 Capital Tower, Singapore 068912